CribCheckCompare like for like
- Annual rent share, plus fees, divided per person.
- Service charge, diesel, electricity, water and internet per person.
- Commute cost from each location, over a full year.
- Move-in costs: painting, furniture, curtains, nets.
The costs that are not money
- Privacy, and whether your work allows shared space.
- Risk: a flatmate who stops paying leaves you exposed.
- Flexibility: a shared room can end suddenly.
- Guests, cooking and noise.
True move-in cost calculator
Enter the rent you were quoted. Adjust anything that differs in your case — fees vary by area, agent and building.
- Annual rentThe figure the agent quotes you₦1,500,000
- Agency fee10% of rent, paid to the agent₦150,000
- Agreement / legal fee10% of rent, for preparing the tenancy agreement₦150,000
- Caution deposit10% of rent, refundable if condition at entry was recorded₦150,000
- Service chargeSecurity, waste, pumps, common areas₦300,000
- Painting and small repairsWhat you fix before moving in₦150,000
- MovingTruck, loaders and any estate fee₦80,000
- Internet installationFibre or fixed wireless setup₦100,000
What you actually need before you get the keys
₦2,580,000
That is about 1.72× the quoted rent. Ask for every figure in writing before you pay anything.
Indicative only. Figures depend on the property, the agent and the estate.
Whichever you choose, the condition of the property matters more than the label. A cheap self-contain with a leaking roof and warm sockets is the most expensive option on your list.